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13books Capital

GBDEFRSEIEESUSDKEEFintechAI/MLB2B SaaSEnterpriseMarketplaces

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Investment thesis

13books Capital (formerly Element Ventures) is a London-based specialist fintech venture capital firm that partners with Europe's best fintech founders with ambitions to scale globally, investing at late Seed and Series A stages. The firm focuses on emerging sectors including embedded payments, digital insurance, identity security, and advanced financial infrastructure, writing initial tickets of £1–7 million. As Partner Michael McFadgen has stated: "We believe European fintech is entering a golden period" and the firm strives to be the partner of first choice for fintech founders in Europe, offering a network of 34 world-class founders and industry leaders as LPs who provide entrepreneurial experience, connectivity, and expertise to portfolio companies.

Notable quotes

It is clear that European fintech entrepreneurs desire a sector-focused, founder-focused venture platform that has meaningfully impactful networks across the industry. We believe European fintech is entering a golden period; we thank our LPs and founders for their trust and look forward to supporting the next generation of pioneering fintech entrepreneurs.

Michael McFadgen · Vestbee / Enterprise Times – Fund II announcement · 2024-07-17

I am always happy to tell other fintech founders that 13books is Europe's best fintech investor. Their support of Billhop as we scale has been critical. They are impactful, insightful, connected and truly care about the people behind the businesses they are backing.

Billhop founder (via 13books Capital website) · 13books Capital team page – portfolio founder testimonial

We are investing in 13books Capital's latest fund as they look to support the new wave of innovative fintech businesses which will provide the technology that the financial services sector requires. The team at 13books Capital has the experience and sectoral expertise required to back bold founders and support early-stage fintech businesses as they look to scale.

Christine Hockley · British Patient Capital – Fund II LP statement · 2024-07-17

Recent investments

CompanyRoundSizeDate
SeapointSeed$9m2026-04-21
BlockbrainSeries A$21m2026-02-12
BitstackSeries A2025-12-02
Model MLSeries A$75m2025-11-24
ReveniSeries A2025-09-30
RamifySeries A$12m2024-06-01
CoincoverSeries A
RunaSeries B
ThirdfortSeries A
Minna TechnologiesSeries B

Frequent co-investors

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