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Citi Ventures

USGBDEFRILSGOtherFintechAI/MLCybersecurityEnterpriseMarketplacesB2B SaaSOther

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Investment thesis

Citi Ventures catalyzes innovation at Citi by investing in and partnering with cutting-edge startups revolutionizing financial services. The firm invests across seven focus areas: FinTech, AI & Data, Future of Commerce, Security & Enterprise IT, Customer Experience & Marketing, DLT & Digital Assets, and PropTech — backing companies from seed round to Series F and beyond. As Arvind Purushotham, Head of Citi Ventures, has stated, the firm invests not in hype cycles but in 'secular trends,' targeting category-defining companies that can become leaders in their fields while leveraging Citi's global network to help portfolio companies scale and commercialize their innovations. Approximately two-thirds of portfolio companies have a relationship with Citibank through a pilot or full commercialization.

Notable quotes

We believe that the last eight to 10 years, with the fintech boom that we have seen, I think that that's only the first few innings of the game. There are many more innings to come in terms of how deeply technology, be it cloud data and AI now, or mobile, impact the products and services that a bank like Citi delivers to its clients and customers.

Arvind Purushotham · Global Venturing — 'Fintech boom was just the start says Citi Ventures' Purushotham'

At Citi Ventures, we invest not in hype cycles but in 'secular trends' — and we believe that the secular trend in the tech ecosystem will continue up and to the right for many years to come.

Citi Ventures Team · Citi Ventures — 'Five Trends We're Watching in 2023' · 2023

One of the biggest wealth transfers between generations is going to happen in the coming years. Something like $84 trillion in assets are going to be passed down from older Americans to Gen X and millennials by 2045. When that happens, I think we need to think about it as a business, and fintechs are coming in there and in many cases trying to partner with banks to enable that better experience.

Arvind Purushotham · Global Venturing — 'Citi Ventures targets $84 trillion wealthtech opportunity' · 2024-03-13

Recent investments

CompanyRoundSizeDate
Wealth.comSeries B$65m2026-04-16
TRM LabsSeries C$70m2026-02-04
PolyAISeries D$86m2025-12-15
WriterSeries C$200m2024-11-01
GleanSeries F2025-11-25
PlaidSeries B$44m2017-02-06
Square (Block)Early Stage VC
DocuSignGrowth2014-01-01
BettermentGrowth
FinixSeries C$75m2024-10-01

Frequent co-investors

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