Investor profile

Social and Sustainable Capital (SASC) logo

Social and Sustainable Capital (SASC)

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Investment thesis

SASC is an award-winning UK social investor that provides flexible debt capital — secured and unsecured loans — exclusively to charities, social enterprises, and social purpose organisations delivering lasting solutions to social challenges. Since launching its first funds in 2014, SASC has committed over £135 million to more than 54 organisations across the UK, focusing on issues including homelessness, domestic violence, poverty, health and social care, unemployment, and community cohesion. SASC's flagship product, the Social and Sustainable Housing (SASH) fund, co-designed with borrower charities, enables high-performing charities to move from renting to owning housing stock for vulnerable people — covering 100% of purchase costs and sharing void/equity risk with the investor. The firm aims to develop enduring partnerships with investees, supporting both their financial sustainability and their ability to generate increased social impact. Its funds are designed to meet the specific needs of social sector organisations, with transparent, flexible, and straightforward processes.

Notable quotes

The key to what we do is working with organisations that are trusted in their local areas to deliver key services.

Benjamin Rick · Scottish National Investment Bank press release · 2022

We're proud to support Oasis Charitable Trust in providing homes for families who need them most.

Mark Bickford · SASC press release – Oasis Charitable Trust investment · 2025-11-04

This collaboration reflects SASC's focus on sustainable housing solutions that transform lives and uplift communities.

Mark Bickford · Scottish Housing News – Blue Triangle investment · 2024-11-05

Team

Mark Bickford

Chief Executive Officer

Other

Bernice Affat

Chief Investment Officer & Deputy CEO

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Jorge Llorens

Investment Director

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Krishna Chokshi

Chief Finance & Operating Officer

Other

Adam Knight

Co-Founder & Board Member

Other

Recent investments

CompanyRoundSizeDate
Oasis Charitable TrustLoan$3m2025-11-04
Blue TriangleLoan$6m2024-11-04
St Martin of ToursLoan$4m2024-03-14
Target HousingLoan2024
Hull Women's NetworkLoan$4m2019-05
Simon Community ScotlandLoan$6m2021
Homes for GoodLoan2019
Positive Steps PartnershipLoan$1m2020
HandcraftedLoan$3m2022
P3 CharityLoan

Frequent co-investors

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