Investor profile

Mouro Capital logo

Mouro Capital

VC

GBUSESDEFRNLSEPTOtherFintechAI/MLEnterpriseCybersecurityB2B SaaSDeep Tech

See how your deck fits this investor's thesis, stage, and ticket size.

Analyse your fit

Investment thesis

Mouro Capital is a venture capital firm investing in the future of financial services, backing ambitious entrepreneurs leading early-to-growth-stage businesses across Europe, North America, and Latin America. The firm asks fundamental questions around better banking processes, alternative delivery via APIs and embedded finance, new client value propositions, and how novel technologies — AI, blockchain, and quantum computing — are reshaping how we bank. Fund III concentrates on capital markets, wealth management, AI-driven financial infrastructure, and the Governance, Risk and Compliance (GRC) space, with InsurTech flagged as a priority area. Mouro invests tickets up to $15m initially, reserves capital for follow-on rounds, prefers to lead, and is open to co-investing with other value-add investors.

Notable quotes

Over the past decade we're proud to have built a global platform delivering strong, consistent returns. With this fund we're excited to back the next generation of global founders rewiring financial services through the lens of AI, data and infrastructure. We see compelling opportunities in specialist thematic areas such as capital markets and wealth management, where untapped opportunities are benefiting from a positive momentum. In parallel, shifts in AI and blockchain are creating new opportunities in the Governance, Risk and Compliance (GRC) space, which is critical for future enterprise adoption of AI. Insurtech is another area that is massively underserved by venture and where we will likely double down our focus.

Manuel Silva Martinez · FinTech Global — 'Mouro Capital raises $400m to target AI and FinTech plays' · 2026-05-28

Financial services and technology have been converging for years, AI has further accelerated the pace of change. We're seeing the emergence of AI-native financial infrastructure—from real-time payments to programmable money movement, identity and data platforms. We are proud to back founders building businesses that are more efficient and scalable.

Christopher Gottschalk · FinTech Global — 'Mouro Capital raises $400m to target AI and FinTech plays' · 2026-05-28

Santander InnoVentures was fairly optimised as a corporate venture capital fund in terms of operations and speed of investment. However, the evolution into the Mouro Capital structure allows for extra alignment with entrepreneurs and co-investors (their success being the number one objective), even faster, nimbler processes, and potentially a bolder investment strategy within the themes and investment policy agreed with our Limited Partner.

Manuel Silva Martínez · TechCrunch / FinTech Magazine — on rebranding from Santander InnoVentures · 2020-01-01

Team

Manuel Silva Martínez

General Partner

FintechAI/MLEnterpriseDeep Tech

Chris Gottschalk

General Partner

FintechEnterpriseB2B SaaS

Álvaro Meliá Navarro

Chief Financial Officer

Fintech

Bernardo Serôdio

Senior Associate

FintechAI/ML

Cedric Van Duffel

Senior Associate

FintechAI/ML

Daria Dmytrenko

Strategic Partnerships & Portfolio Development Manager

FintechEnterprise

Recent investments

CompanyRoundSizeDate
ElevenLabsGrowth2025-01-01
Sakana AISeries A2025-01-01
AliniaSeed2025-10-28
BurbankSeed2025-04-23
EllipticSeries C$120m2025-01-01
iZettleSeries B+2016-01-01
RippleSeries A2015-01-01
TrueLayerSeries B+2019-01-01
UpgradeSeries B+2018-01-01
CreditasSeries B+2019-01-01

Frequent co-investors

Fit check

Is Mouro Capital a match for your startup?

Upload your deck and get an instant AI-powered fit analysis — see exactly how your startup aligns with this investor's thesis, stage focus, and ticket size.

Analyse your fit